Can I use my own card processor instead of Toast payments?

Not on Toast, which requires its own payment processing. Benvo works with the card processor your venue chooses and adds no markup to card fees. That means you can compare rates from several processors and keep the agreement you negotiate, separate from your software subscription.

Do I need to buy new hardware to leave Toast?

Not for Benvo. Benvo POS runs on iPads and phones you already own, and the kitchen display runs on any tablet. You will need card readers that work with your chosen processor. Benvo does not sell its own hardware, so there is no hardware bundle tied to a processing contract.

Can I move my data from Toast to Benvo?

Yes. Benvo imports your menu, modifiers, prices, guest list and gift card balances from Toast exports during onboarding, and migration is included in the price. Sales history can be brought across for reporting. Most venues go live within 14 days, with staff training included.

How much does Toast cost compared with Benvo?

As of November 2026, Toast starts at $0 with the Starter Kit and $69 a month for the Point of Sale plan, and a typical venue pays around $325 a month with add-ons, plus processing. Benvo POS with Menus is $448 a month per venue with no card fee markup, no setup fee and no cover fees.

Benvo vs Toast

A Toast alternative that lets you keep your own card processor

Toast is a strong, widely used restaurant POS, especially for US venues that want one vendor for hardware, payments and payroll. Benvo suits venues that would rather pick their own card processor, run on iPads they already own, and have the till, bookings, loyalty and stock share one guest record. If payroll inside the POS or delivery app ordering matters most, Toast is the better fit today.

Book a demo today

Free, no commitment. Thirty minutes with someone who has run a venue. Updated November 2026.

Price

Per venue per month in US dollars, before tax.

$448 a monthPOS, Menus and beverage list

$0 setup, data moved for you
$5,376 in the first year
AI team included, no cover fees

Toast$325 a monthTypical mid tier

Setup not published
$3,900 in the first year

As of November 2026, Toast lists a $0 Starter Kit and a Point of Sale plan at $69 a month, and a typical mid tier venue pays around $325 a month once add-ons are counted, before card processing. Benvo POS is $379 a month and needs Menus and beverage list at $69, so $448 a month per venue, with no processing markup and no setup fee. Adding Loyalty or Stock brings the 10 to 20% volume saving for three or more modules.

About Toast

What Toast is.

Toast is a cloud restaurant platform that sells its own hardware and processes card payments itself. The core POS is extended with paid add-ons for online ordering, inventory, payroll, gift cards and loyalty. It is built for the US market first and also operates in Canada, the UK and Ireland.

Choose Toast if

US restaurants that want hardware, payments, payroll and delivery ordering from one company.

Choose Benvo if

Restaurants, clubs and hotels that want a POS tied to bookings, membership and loyalty, with their own card processor.

Why venues move from Toast

Choose your own card processor

Toast requires Toast payments. Benvo works with the processor you choose and adds no markup to card fees, so you can negotiate rates directly.

No new hardware to buy

Benvo POS runs on the iPads and phones you already own, in terminal, handheld and bar modes. There is no hardware bundle tied to a processing agreement.

Guests known at the table

In Benvo a booking or member card opens the check, so allergies, tier and favourite bottles are on screen. On Toast the till looks up loyalty but has no link to the booking.

Loyalty, stock and gift cards included

Toast sells inventory, gift cards and loyalty as add-ons. Benvo includes gift cards in POS, and Loyalty and Stock are modules on the same guest and item records, with loyalty measured against a holdout group.

Features

POS and loyalty

16 features

Toast

Table service and split billsIncludedIncluded

Kitchen display screensIncludedIncluded

Keeps selling when offlineIncludedOrders queue, card, cash and member charges within limitsIncluded

Own hardware soldNot includedRuns on iPads and phones you already ownIncluded

Integrated card paymentsIncludedIncluded

Choose your own card processorIncludedNo Benvo markup on card feesNot includedOwn payments required

Online ordering and delivery appsNot includedTakeaway and QR table ordering onlyPaid extra

Stock deducted from salesIncludedPaid extra

PayrollNot includedPaid extra

Gift cards and stored valueIncludedPaid extra

Guest recognised at the tableIncludedBooking or member card opens the checkPartlyLoyalty lookup, no booking link

Points and tiersIncludedPaid extra

Rewards without an appIncludedWallet passes and a web cardIncluded

Room charge to hotel billIncludedWith the Benvo hotel modulePartlyThrough hotel system partners

Member account chargingIncludedIncludedHouse accounts

Loyalty measured against a holdoutIncludedNot included

Included IncludedPaid extraPartly Limited, on a higher plan or not confirmedNot included Not included

Where Toast is stronger

Toast has payroll built in; Benvo does not.
Toast connects to delivery apps for online ordering; Benvo offers takeaway and QR table ordering only.
Toast sells purpose built, spill resistant hardware with its own support network.

Sources and how we checked

From each vendor's own pricing, product and help pages, and buyer reviews where a vendor publishes little, checked in November 2026. Prices are typical per venue per month in US dollars before tax; vendors quote per deal. Product names are trademarks of their owners, and Benvo is not affiliated with any of them. Spotted something out of date? Tell us and we will correct it.

Toast1 2 3

Switching from Toast

Live in 14 days, with your data moved for you.

Benvo imports your menu, modifiers, guests and gift card balances from Toast exports as part of onboarding, at no extra cost. Most venues are live in 14 days, and a buyout credit of up to three months helps if you are still in a Toast agreement.

No setup fee and no migration charge
Up to 3 months of your remaining contract credited
Staff trained on site or online

Book a demo todayFree, no commitment. Thirty minutes with someone who has run a venue.

Questions

Still curious? Talk to someone who has run a venue.

It depends on what you need around the till. If you want hardware, payroll and delivery ordering from one company, Toast is hard to replace. If you want the POS to share a guest record with reservations, membership, loyalty and stock, and you want to choose your own card processor, Benvo is built for that, with migration included and most venues live in 14 days.

Toast vs Lightspeed Toast vs Revel

Keep comparing

Benvo vs Lightspeed Benvo vs Revel Benvo vs Eats365 Benvo vs Qashier Benvo vs iCHEF Benvo vs StoreHub Benvo vs Thanx Benvo vs Paytronix Toast vs Lightspeed Toast vs Revel Lightspeed vs Revel Eats365 vs StoreHub Qashier vs StoreHub Thanx vs Paytronix Compare every tool you pay for

Book a demo

Bring what you use today. We show the same work on Benvo and price it line by line. Free, no commitment.

Book a demo Compare Benvo

A Toast alternative that lets you keep your own card processorA Toast alternative that lets you keep your own card processor

What you would pay, side by side.

What Toast is.

The differences that matter day to day.